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Best Xero Alternatives in 2026

Looking for something different? Here are the top alternatives to Xero, including direct competitors and similar tools.

Why Look for Xero Alternatives?

While Xero is well-rated (8.5/10), it might not be the perfect fit for every team. Common reasons users switch: payroll is a separate paid add-on in most regions rather than being included in the base accounting subscription, starter plan limits users to 20 invoices and 5 bills per month, pushing growing businesses to higher-priced tiers. Explore the alternatives below to find the best match for your specific needs and budget.

X

Xero

PAID
8.5(312)
Beautiful cloud accounting for small business

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Q

QuickBooks

PAID

Accounting software for small businesses

APPROVED
E

Expensify

FREEMIUM

Simplify expense management for businesses of all sizes

APPROVED
A

Akaunting

FREEMIUM

Free, open-source accounting for small businesses

ADEQUATE
I

Invoice Ninja

FREEMIUM

Free invoicing software for small businesses and freelancers

ADEQUATE
H

Hummingbot

FREEMIUM

Open-source crypto trading bot for market making

ADEQUATE
A

Actual

FREEMIUM

Financial clarity, powered by you.

ADEQUATE
O

OpenBB

FREEMIUM

AI-powered research and analytics workspace

ADEQUATE
G

Ghostfolio

FREEMIUM

Track, analyze, and optimize your investments effortlessly

ADEQUATE
S

Solido

FREEMIUM

Get paid faster with AI-powered invoice reminders

ADEQUATE
S

Shopify Odoo Connector

FREEMIUM

Seamless Shopify–Odoo Sync for Smarter Commerce

ADEQUATE
V

Vello - easier documents for accountants

PAID

Tool for accountants, collecting documents from clients

ADEQUATE
S

Sole Accounting App

FREEMIUM

Smart Accounting & Finance Management for Modern Businesses

ADEQUATE