Best Square Alternatives in 2026
Looking for something different? Here are the top alternatives to Square, including direct competitors and similar tools.
Why Look for Square Alternatives?
While Square is well-rated (9.5/10), it might not be the perfect fit for every team. Common reasons users switch: account stability issues with sudden holds or terminations for businesses deemed high-risk, flat-rate pricing becomes expensive at higher volumes compared to interchange-plus models. Explore the alternatives below to find the best match for your specific needs and budget.
Square
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PayPal
PAIDOnline payment platform for businesses and consumers
Braintree
PAIDFull-stack payment platform from PayPal
Helcim
PAIDPayment processing with interchange-plus pricing
Mercury
FREEBanking and financial services for startups
Wise Business
FREEMIUMInternational business payments and multi-currency accounts
Affirm
PAIDPay-over-time financing for online purchases
Afterpay
PAIDBuy now, pay later platform for retail
Klarna
PAIDBuy now, pay later payment solutions
Worldpay
PAIDGlobal payment processing and merchant services
Authorize.net
PAIDPayment gateway for accepting credit cards online
2Checkout
PAIDAll-in-one monetization platform for global sales
Payoneer
FREEMIUMCross-border payments for freelancers and businesses
Mollie
PAIDEuropean payment service provider
GoCardless
PAIDDirect bank payment collection platform
Stripe
PAIDFinancial infrastructure for the internet — payments, billing, and more